Instant Personal Loan – ICICI Bank || Rs 3,50,000 Bank Proof | No Document || How to apply for Loan

ICICI Bank Limited is an Indian financial services company with its registered office in Vadodara, Gujarat, and corporate office in Mumbai, Maharashtra.

ICICI Bank was originally promoted in 1994 by ICICI Limited, an Indian financial institution, and was its wholly-owned subsidiary.

Instant personal loan 2020 | Easy online loan without document | Aadhar card #loan apply India


ICICI Bank was originally promoted in 1994 by ICICI Limited, an Indian financial institution, and was its wholly-owned subsidiary.

ICICI Group Companies

ICICI Bank offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its group companies.

Board of Directors

ICICI Bank’s Board members include eminent individuals with a wealth of experience in international business, management consulting, banking and financial services.

Investor Relations

All the latest, in-depth information about ICICI Bank’s financial performance and business initiatives.

Career Opportunities

Explore diverse openings with ICICI Bank jobs.


Time and again our innovative banking services has been recognized and rewarded world over.

News Room

Catch up with ICICI Bank’s latest business and social initiatives, as well as innovative product launches.

Corporate Social Responsibility

ICICI Bank is deeply engaged in human and economic development at the national level. The Bank works closely with ICICI Foundation across diverse sectors and programs.

Notice Board

Catch up with ICICI Bank’s latest communication related to Acknowledgements, information on regulatory notices, banking ombudsman schemes and others.

The bank was founded as the Industrial Credit and Investment Corporation of India Bank, before it changed its name to the abbreviated ICICI Bank. The parent …

Loans – One Stop Solutions for All Your Financial Needs

Build the house you have been thinking of. Buy the car of your dreams. Take that long-pending vacation. Get your children enrolled in the top schools. Do all this and more with loans from ICICI Bank. We offer a wide variety of loans to suit each one of your requirements. Take a look at the products we offer and see for yourself how versatile our range of loans is.

Cardless EMI

Buy your favourite gadget on EMI without carrying a wallet!

Home Loan

Getting a home loan from ICICI Bank is quick and easy. We have an accommodating eligibility criteria and we offer lower EMIs at attractive interest rates.

Loan Against Property

Got a property that you can mortgage in exchange for a loan? Then you can avail ICICI Bank’s Loan Against Property (LAP) for your business or personal needs. Mortgage both residential and commercial properties and enjoy comfortable EMIs over long tenures going up to 15 years.

Car Loan

With an extensive network of multiple channel partners in a number of locations, ICICI Bank is among the most preferred financiers for car loans in the country. 

Our tie-ups with the leading automobile manufacturers ensure that you get the best deals. Choose our car loans to enjoy flexible schemes, a simple application process and quick loan processing at the click of a mouse. 

Personal Loan

What do you desire? A dream holiday? A destination wedding? Some home renovation, or the latest gadgets? Make all of these dreams come true with personal loans from ICICI Bank. We offer loans up to ₹20 lakh at interest rates starting from as low as 11.25%.

Consumer Finance

Why hold yourself back from getting your favourite gadgets when you have ICICI Bank’s Consumer Finance to back you up? Avail of this loan from us and get your hands on that device you’ve been eyeing or that consumer electronics product you need and pay for it in easy Equated Monthly Instalments (EMIs).

Education loan

Perhaps you have just excelled in your exams and are looking for the right institute to enrol in. Maybe you’re planning to take a break from your career to study further. Or perhaps, you’re looking for the top universities for your children. 

Whatever be your reason, your search for the best educational institute must not be bogged down with worries about finance. Here’s where ICICI Bank’s Education Loans can help.

Gold Loan

Avail a loan against gold and gold ornaments from ICICI Bank and meet your emergency financial needs without any hassle. With this loan, you can obtain funds against your gold and gold ornaments without having to sell them.

Loans Against Securities

Got some securities that you can use as a guarantee? Simply pledge these securities in favour of ICICI Bank and get an overdraft facility equivalent to the value of the securities pledged. It’s that simple and quick.

Commercial Business Loan

ICICI Bank Commercial Business Loans offer complete banking solutions for all your financial needs. With our commercial vehicle loans, construction equipment loans, working capital solutions and customised current accounts, we offer the perfect range of financing options for your commercial needs.

Pradhan Mantri Mudra Yojana (PMMY)

Pradhan Mantri Mudra Yojana (PMMY) is a collateral-free loan up to ₹10 lakh, available for micro and small manufacturing and service units. Avail this scheme through ICICI Bank and give your business the boost it requires.

Visit the official website “Click Here

Visit the official apply “Click Here” 

Stand-Up India Scheme

The objective of the Stand-Up India scheme is to facilitate bank loans between ₹10 lakh and ₹1 crore to Scheduled Caste (SC) or Scheduled Tribe (ST) borrowers and to borrowers who are women, for the purpose of setting up a greenfield enterprise (a first-time venture), in the manufacturing, services, or trading sector.

Personal Loan

Avail a Personal Loan of up to Rs.50 Lakh at attractive interest rates to meet personal urgencies that can crop up anytime in life. The quick approval process of Personal Loans from ICICI Bank ensures you have an easy borrowing experience. Also, with our instant Personal Loan online services, you can get the funds within 3 seconds.


Check if you have a pre-approved offer here – If you don’t, visit our personal loan application form here

Fill and submit your Personal Loan application and check your eligibility – Select Loan amount and tenure, as per your requirement

Check your Personal Loan approval status – Personal Loan for the approved application will be disbursed in your Savings Account

Personal Loan Eligibility Criteria

  • Over 23 years old and a resident of India
  • Salaried individual, having a regular monthly income of ₹ 30,000+
  • Having a good bureau score
  • Having a Savings Account with any of the banks in India

What is the Personal Loan processing time?

The loan approval process at ICICI Bank is simple, quick and instant. Once a customer’s Personal Loan is approved it takes only 3 seconds for the amount to be disbursed into your Account.

What are the eligibility criteria for a Personal Loan?

Eligibility criteria for salaried individuals:

Age: 23 years to 58 years

Monthly Income: Rs 30,000 and above (The minimum salary requirement will differ depending on the profile of the customer.)

Work Experience: 2 years

Years in current residence: 1 year.

Eligibility criteria for self-employed individuals:

Age: 28 years (self-employed individuals) and 25 years (for doctors); Maximum age – 65 years

Minimum Turnover: Rs 40 lakh for non-professionals; Rs 15 lakh for professionals; as per audited financials

Minimum Profit After Tax: Rs 2 lakh for Proprietorship Firm/Self-employed Individuals and Rs 1 lakh for non-professionals as per the audited financials

Business Stability: 5 years minimum for the current business and 3 years minimum for doctors

Existing relationship with ICICI Bank: Minimum 1 year liability relationship (Current or Savings Account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track record as required.

Visit the official website to apply for the loan “CLICK HERE

ICICI Bank Loan online

ICICI Bank se loan kaise le

Icici bank instant personal loan

Bank of Baroda loan

Bank of Baroda instant loan

How to apply instant persona loan form bank

Google pay

Phone pe loan

Paytm loan

#loan #bank #icicibank #personalloan