How To Get Bajaj Finserv Personal Loan in telugu// Instant Personal Loan//Bajaj Finserv Loan Review

Personal loan is an unsecured loan that can be used for a variety of end uses, including medical treatment, home renovation, travel, wedding, and any other urgent financial requirement. 

With a Bajaj Finsery Personal Loan, you can borrow up to Rs.25 lakh and get instant approval on it with minimal documentation. 

Fulfil our easy-to-meet eligibility parameters and basic documentation process to avail the money you need within the same day of approval. 

Personal loans are a suitable option for you to fulfil your diverse financial needs. Use a personal loan to meet various funding needs such as – 

• Medical emergency – Avail of personal loans online with minimal documentation to address medical expenses, which require immediate funding. 

• Debt consolidation – Consolidate multiple debts into one with an instant, high-value personal loan. 

• Higher education – Provide complete financial support to your child during higher education with high-value personal loans. Meet all financing needs such as course fees, travel expenses and hostel charges with personalised personal loans in India. 

• Home renovation – Manage the necessary home renovation and repair expenses with an instant loan and repay over a flexible tenor of your choice. 

• Used cars – Apply for a personal loan online to finance the purchase of a used car. Avail of a loan at a competitive interest rate and repay in easy EMIs. 

• Wedding – Meet the high-end expenses of a grand wedding or plan post-marriage trips with the help of a personal loan. 

• Travel – Fulfil your travel goals with funds availed against simple eligibility criteria. Cover all the expenses, including flight tickets and hotel bookings during your trip to a national or international destination. 

Introducing Bajaj Finserv, a one-stop solution for personal loan, credit card, EMI card, insurance, investments, bill payments & more. Through the Bajaj Finserv app, users can instantly apply for the following loan, investment & insurance product/services:

* Personal Loan with EMI calculator

* Bajaj Finserv RBL Credit Card

* EMI Card, Health Card, Add-on Card

* Home Loan Balance Transfer with EMI calculator

* Business Loan and EMI calculator

* Doctor Loan and CA Loan

* Fixed Deposits with Interest Calculator

* Insurance services

* Loan Against Property

With our flexible tenors ranging up to 60 months, repay your loan as per your convenience. What’s more, you can also reduce your EMIs by up to 45%* with our Flexi Personal Loan. 

Our instant personal loan is available for salaried professionals in India at attractive interest rates and no hidden charges. You can also avail the pre-approved offer for you from Bajaj Finsery and get quicker access to funds. 

Pay up to 45%* lower EMIs 

Meet your expenses with a Flexi Personal Loan and reduce your instalments by up to 45%*. Borrow money as and when you need from your sanction, without the need for multiple applications and additional documentation. 

Money in bank within 24 hours* 

Bajaj Finsery offers the fastest personal loans in India – with disbursal in just 24 hours* of your loan getting approved. 

High loan amount 

You can get an instant personal loan of up to Rs.25 lakh based on your eligibility. 

Flexible tenor 

Repay your loan with ease over a flexible repayment tenor ranging up to 60 months. 

Online process with minimal documentation 

Apply for a personal loan online in few clicks. Complete the application process by submitting only a few basic documents and aet instant loan approval. 

Here’s a look at some of the features and benefits of a Bajaj Finsery Personal Loan

Now you can use Bajaj Finserv app for utility bill payments such as:

1. Mobile recharge

2. Electricity bills

3. DTH recharge

4. Loan payments

5. FASTag

Features of Bajaj Finserv app:

* The new and improved payments interface facilitates easy bill payments, online mobile recharge and seamless transfer of funds

* Log a request, check status and a more detailed view of previous requests

* Apply for personal loan, credit card, fixed deposit, & insurance

* View and manage your active loans and investments, make loan payments, download statements on the go

* View and avail your pre-approved offers through the notifications tab

* Access information on your closed loans and investments, and view your statements

* Pay EMIs, part pre-pay or foreclose loans and access information on future payments through the app

* EMI calculators for Personal loan, Business loan, Doctor loan, Home loan, Fixed deposit

Instant Personal Loan app

Apply for an instant personal loan of up to Rs.25 lakh from Bajaj Finserv instant loan app and get quick approval with minimal documentation. Borrow the amount without pledging any collateral and get quick disbursal. Instant personal loan is available for professionals as well as self-employed individuals at affordable interest rates.

Highlights of instant personal loan:

* Finance Amount: ₹30,000 to ₹25 Lakh

* Repayment Tenure: 12 to 84 months

* Rate of Interest / Annual Percentage Rate (APR): 12% to 34%

* Processing Fees: ₹500 to ₹2000

Example of a Personal Loan at Bajaj Finserv:

For ₹1,00,000/- borrowed, at interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), payable amount would be:

Processing fee = ₹1000

Other charges = ₹100

Interest = ₹13,472

Total amount repaid after a year = ₹1,14,572

*Interest rate and processing fees varies as per the products

Insurance

Purchase insurance covers such as Health insurance, motor insurance, travel insurance etc

Mobile Recharge & Bill Payments app

Now make your monthly electricity bills payments & pay for DTH & mobile recharge from the comfort of your home. You can also pay your loan EMI using the app.

EMI Card

Convert big-ticket purchases to easy and affordable EMIs using Bajaj Finserv EMI Card

Health Card

Pay hospital, pharmacy and diagnostic bills in easy EMIs with Bajaj Finserv Health Card

Please note: Bajaj Finserv app may collect information with your consent from your mobile like device location, device information (including storage, model, installed apps, Wi-Fi, mobile network) transactional and promotional SMS, communication information including contacts to provide customized offerings.

Visit the official website of Bajaj Finserv

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