Instant Personal Loan//Without paperwork apply personal Loan//Axis Bank Personal Loan
Axis Bank Limited is an Indian private sector bank headquartered in Mumbai, Maharashtra. It sells financial services to large and mid-size companies, SMEs, and retail businesses.
The bank was founded in December 1993 as UTI Bank, opening its registered office in Ahmedabad and a corporate office in Mumbai.
The bank was promoted jointly by the Administrator of the Unit Trust of India (UTI), Life Insurance Corporation of India (LIC), General Insurance Corporation, National Insurance Company, The New India Assurance Company, The Oriental Insurance Corporation, and United India Insurance Company.
The first branch was inaugurated on 2 April 1994 in Ahmedabad by Manmohan Singh, then finance minister of India.
At Axis Bank, believe your journey should continue without any speed bumps. This is why Axis brings you customized Bank Loans at competitive interest rates. To get started, check your loan eligibility using our simple loan calculators.
You can submit your Bank Loan application online in three easy steps and avail the most attractive interest rates and comfortable repayment tenures.
Explore a wide range of loans designed for your unique needs.
Axis Bank Personal Loans offer fast processing of your loan. Personal Loans can be used for plenty of purposes! They can be availed when you are planning a vacation, renovating your home or arranging a dream wedding for yourself or somebody special in the family.
Now you need not postpone things on your bucket list! You can get a Personal Loan of Rs. 50,000 up to Rs. 15,00,000 with minimal documentation and speedy approval from Axis Bank.
Also, you can transfer your existing high-interest Personal Loan to Axis Bank as well. With quick approval on Personal Loans, turn your dreams into reality!
Features and Benefits
One needs to be of a minimum age of 21 years and should have a valid set of documents like ID, income, and residence proof, among other documents, to avail a Personal Loan from Axis Bank.
To ease the burden of paying off the Personal Loan immediately, you may opt for the EMI (Equated Monthly Instalment) facility. The repayment tenure can range from anywhere between 12 to 60 months. If you’re an Axis Bank customer, you can avail the best rates for Personal Loans!
Personal Loan interest rate varies from 12% to 21%
The penal Interest rate is 24% per annum i.e. 2% per month on the overdue installment.
Repayment instruction / Instrument return charges Rs.500/- per instance of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable
Apply online to get Axis bank instant personal loan
Our affordable and flexible home loans are designed to take you closer to your dream home. Our Home Loan affordability calculator is based on your requirements, such as tenure, loan amount and interest rates to give you an estimate of your EMI.
Explore our wide range of products for the most competitive Home Loan interest rates, extended loan tenures and other benefits like EMIs waivers
How to get Home loan applications:
Application: You will need to apply for a home loan, this can be done online or at bank branches/loan centres.
Loan Sanction: Post submission of your application and review of necessary KYC and documents of financial stability, the bank shall sanction your loan amount.
Review: Once the loan is sanctioned, you will need to submit the documents pertaining to the property against which your loan is sought, for technical and legal review.
Approval & Disbursal: Upon validation of your loan amount and the property sought, the bank shall approve and disburse your loan.
With the right documents and prompt follow-up, you could have your Axis Bank Home Loan Approved in 15 days!