Sbi xpress credit personal loan
Sbi is offering quick approval and instant disbursal personal loans with minimal documentation called the Sbi Xpress credit personal loan. For your wedding or an unplanned purchase or an emergency Sbi got you covered With Xpress credit personal loan you can get instant disbursal of loans within no time.
sbi xpress credit loan documents required are Aadhar Card, PAN, Bank Statement, and Your salary Bank account statements, and some other documents requested by the Sbi branch.
sbi xpress credit personal loan processing time is very less as you will get a call from the Sbi executive within 24Hours and once the loan is approved you will get the loan disbursed in your bank account within a day.
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sbi xpress credit personal loan interest rate is starting from 11.55% – 14.95% per annum and there is also a processing fee of 1.5% of the loan amount and a minimum of Rs 1000 to a maximum of Rs 15,000. And there is also a late prepayment fee of 3% of the amount paid. For Late payment, there would be 2% of the amount to be paid.
The minimum prepayment time of the sbi xpress credit loan is 6 months and a maximum of 6 years to pay the loan taken by the individual. and the minimum loan amount that you can from the sbi xpress credit is Rs25,000 and a maximum of Rs 20 Lakhs value depends on the salary or the collateral you put up.
You can also get an overdraft amount with Sbi xpress credit loan, the minimum loan amount is 5 Lakhs and the maximum loan amount that you can get is 20 Lakhs.
sbi xpress credit loan status can easily be checked by visiting the official website of Sbi